In construction, liability is always lurking — accidents, property damage, or injuries can strike at any time. While insurance coverage is designed to protect against these risks, many contractors still leave themselves exposed because of poor COI management. The solution? Automated COI tracking.
The Problem with Manual Tracking
Most contractors still rely on spreadsheets, calendars, or email reminders to track subcontractor insurance. This leads to:
- Missed expiration dates
- Increased risk of uninsured work on-site
- Time wasted chasing down documents
- Liability gaps that can cost thousands
How Automation Solves Liability Issues
Automated COI tracking takes the guesswork out of compliance:
- Automatic Expiration Alerts – Notifications at 30, 15, and 7 days before policies lapse.
- AI-Powered Accuracy – Key policy details like coverage limits and dates are extracted automatically.
- Centralized Compliance Dashboard – Contractors can see which subs are covered, expiring soon, or non-compliant.
- Subcontractor Self-Service – Easy upload links reduce back-and-forth communication.
Why Liability Reduction Matters
Without proper COI tracking, contractors risk:
- Financial Losses: Paying out-of-pocket for damages.
- Legal Trouble: Breaches of contract or lawsuits.
- Project Delays: Stopping work until compliance is restored.
- Reputation Damage: Loss of trust with owners and clients.
Automation ensures coverage is always active, reducing liability exposure across every project.
How ConCOI Protects Contractors
With ConCOI, contractors get:
- Peace of mind knowing no sub is working uninsured.
- A real-time view of compliance across all projects.
- Automated reminders so nothing slips through the cracks.
- Less time chasing paperwork, more time building.
Final Thoughts
Liability doesn’t have to be a constant worry for contractors. By switching to automated COI tracking, you ensure that every subcontractor on your job site is covered — without the stress of manual follow-ups.
👉 Next Step: Start Automating Your COI Tracking with ConCOI
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