COI Basics
COI Basics is your go-to resource for understanding Certificates of Insurance from the ground up. We break down the key terms, coverage types, and compliance requirements that every general contractor and subcontractor needs to know. If you’re new to COI management or just need a refresher, start here to learn what COIs are, why they’re important, and how they protect your business.
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The Hidden Costs of Manual Certificate of Insurance Tracking
At first glance, managing Certificates of Insurance (COIs) with spreadsheets, email reminders, or filing cabinets seems “good enough.” But what many contractors don’t realize is that manual COI tracking carries hidden costs — in time, compliance risk, and even lost revenue. The Time Drain Manually tracking COIs means: These repetitive tasks pull project managers away…
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OSHA, Compliance, and Certificates of Insurance: What Contractors Need to Know
When it comes to construction safety, few names carry as much weight as OSHA (Occupational Safety and Health Administration). But while OSHA is best known for enforcing jobsite safety, it also plays a key role in compliance and insurance requirements. Certificates of Insurance (COIs) ensure that the right protections are in place — making OSHA…
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How Automated COI Tracking Reduces Liability for Contractors
In construction, liability is always lurking — accidents, property damage, or injuries can strike at any time. While insurance coverage is designed to protect against these risks, many contractors still leave themselves exposed because of poor COI management. The solution? Automated COI tracking. The Problem with Manual Tracking Most contractors still rely on spreadsheets, calendars,…
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What Happens If a Certificate of Insurance Expires During a Project?
Every construction project relies on active insurance coverage to protect against accidents, damage, and liability. But what if a subcontractor’s Certificate of Insurance (COI) quietly expires in the middle of a project? It’s more common than you think — and the consequences can be serious. Why COI Expiration Matters An expired COI means your subcontractor…
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How to Collect Certificates of Insurance from Subcontractors
One of the most common frustrations for general contractors is collecting Certificates of Insurance (COIs) from subcontractors. Whether it’s chasing down paperwork or sorting through emails, this process can slow projects and increase compliance risks. The good news? With the right approach, collecting COIs doesn’t have to be painful. Why You Need COIs from Subcontractors…
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The Top 5 Mistakes Contractors Make with COI Management
Managing Certificates of Insurance (COIs) is one of the least glamorous but most important parts of running a construction project. Unfortunately, many contractors fall into the same traps when handling COIs — mistakes that can cost time, money, and even lead to lawsuits. Let’s look at the five biggest COI management mistakes contractors make, and…
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What Is a Certificate of Insurance in Construction?
If you’ve ever worked on a construction project, you’ve likely been asked for a Certificate of Insurance (COI). But what exactly is a COI, and why is it such a big deal in construction? In this post, we’ll break down what a COI is, why general contractors require it, and how to keep compliance simple.…
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ConCOI: Easily Manage Certificates of Insurance in Construction
If you’re a general contractor, project owner, or subcontractor, you already know the headache of managing Certificates of Insurance (COIs). Spreadsheets get messy, expiration dates slip through the cracks, and the liability risk is too big to ignore. That’s why we built ConCOI — a smarter, AI-powered way to manage construction COIs. What Is ConCOI?…